Circulars 2013

01/ 2013 DIRECTION TO STRENGTHEN SECURITY MEASURES IN COOP SOCIETIES

2 / 2013 Construction of Indoor Stadium in Palakkad District – Permission to donate

03 / 2013 DIRECTION NOT TO LEVY OR CHARGE INTEREST INEXCESS OF WHAT IS FIXED BY RCS

04 / 2013 LOAN TO KSHEERA KARSHAKAR – REVISED GUIDELINES

05 / 2013 UNARV – 2013

06 / 2013. NELLU SAMBARANAM – LOANS TO FARMERS

07 / 2013 Achieving 4% CRAR

09 / 2013 Direction to return documents once the borrower paid his share as per the award of the Farmers Debt Relief Commissions

10 / 2013 Revised guidelines for KCC

11 / 2013 Direction to ensure 3% Reservation to Handicapped Persons

12 / 2013 Agri. Debt Relief Commission – Farmer – Paying Govt Share also – eligible for that amount

13 / 2013 Guidelines to complete Arrear Audit in accordance with amendment to Act 2013

14 / 2013 Realisation of Govt Dues

15 / 2013 Agriculture Loans – Uthejana Palisa

16 / 2013 Permission to buy Book on Modern Banking in India

17 / 2013 Permission to Presidents of PCARDB to use official vehicles for official trips

18 / 2013 EMS BHAVANA PADHADHY IAY SCHEME – Revised guidelines for granting loans to Local Self Govt bodies

19 / 2013 Direction NOT to charge interest on share of Govt in the award of Agriculture Debt Relief Commission

20 / 2013 Central Agriculture Waiver Scheme 2008 – Guidelines for re-evaluation

21 / 2013 Housing Loan Application – Estimate – Signature of approved Engineer is enough

24 / 2013 Banking Regulation Act – follow-up actions

26 / 2013 Extension of period of UNARVU – 2012 Upto June 30.

27 / 2013 Direction NOT to receive deposits from non-members, run society with temporary staff by employees credit societies

28 / 2013 Direction to coop societies to become members of Risk Fund Scheme

29 / 2013 Direction to coop societies to become members of Deposit Guarantee Scheme

30 / 2013 Direction to keep information on customers and update Membership Register

31 / 2013 Exemption from Educational Qualification and Experience in Feeder Category – Guidelines

32 / 2013 Revised Guidelines for Classification of Societies

33 / 2013 Revised Norms for Classification of DCBs

34 / 2013 Enhancement of Legal Fees in PCARDBs’ – Directions

35 / 2013 Honorarium, TA, DA and Sitting Fees of President and other members of the Board

35 A / 2013 Sitting Fees, TA and DA of Board Members of CARD Banks

36 / 2013 Agri Debt Relief – No recovery steps during the period allowed to pay off dues

37 / 2013 Share Linking of 2% on all loans of Primary Credit Coop Societies and DCBs

38 / 2013 Raising of limit of Cooperative Education Fund from 40,000 to 60,000

39 / 2013 Kopra Sambranam

40 / 2013 Starting of new Branches – Guidelines

41 / 2013 E M S Bhavana Padhadhy – Raising of interest on loans given to Local Self Govt institutions

42 / 2013 A G’s Inspection – Monthly, Half yearly and Yearly statements and Collection of Govt dues – Guidelines

43 / 2013 P C A R D Bs – Valuation of Property – Revised Guidelines

44 / 2013 Direction NOT to deposit the excess money outside the Cooperative sector

45/2013 Super session of Board of Coop Societies – Directions issued by Supreme Court

46 / 2013 Informing Loanees in every 3 months – Principal and Interest

47 / 2013 Direction to inspect Coop Societies registered under Multi-State Coop societies Act

48 / 2013 Direction as to strict compliance of interest rates fixed by RCS

49 / 2013 Misappropriation of Cash – Enquiry under section 32, 65, 66, 68(1) – Direction to submit copy of Order to RCS

50 / 2013 Annual General Body Meeting and conducting of election – Directions

51 / 2013 Extension of the period of UNARVU 2012 to DECEMBER 2013

52 / 2013 Directions to Coop Societies to buy the manures produced by Rubbermark

53 / 2013 Revised norms for Classification of Urban Banks

54 / 2013 Preparation of AWARD in Arbitration Cases – Directions

55 / 2013 Permission to Coop Societies in Ernakulam District to take shares in Koothattukulam Coop Hospital

57 / 2013 Permission to donate

58 / 2013 PCARDB – Valuation of Property offered as security – Revised guidelines

59 / 2013 Withdrawal of Circular No 49 / 2010 of RCS

62/2013 Proceedure for remittance of Professional Education Fund

63 / 2013 Direction to forward Risk Fund applications in time

64 / 2013 Opening of New Branches – Withdrawal of Circular No 40 / 2013

65 / 2013 Amendment to Bye Law and Sub-rules – State the reasons clearly if NOT registered

66 / 2013 Proceedure to be followed in Coop institutions while rounding figures

67 / 2013 Deposit Mobilisation Campaign – Guidelines

68 / 2013 Proceedure to be followed to extend the period of Liquidator beyond 3 years

69 / 2013 Right to Service Act – Guidelines

70 / 2013 Selling a portion of Security property for loans to realise the loans – Guidelines

70 A / 2013 Revised Guidelines for Education Loans from Coop Societies

71 / 2013 Permission to donate

72 / 2013 Deposit Mobilisation 2013 – Interest rates

73 / 2013 Direction NOT to take salary out of Deposits

74 / 2013 Farmers Service Centre – Guidelines

75 / 2013 Sub – rule for deposit schemes of Coop Societies

76 / 2013 Making Temporary Appointment through Employment Exchanges – allowing salary scale

77 / 2013 INTEREST SUBVENTION at the rate of 2% to AGRICULTURE LOANS

79 / 2013 Higher rates of interest to Senior Citizens – Direction to strictly comply with age limit

80 / 2013 Permission to donate for the SAKAKARNA BHAVAN

81 / 2013 The Head of Account for repayment of various financial assistances

82 / 2013 Cancellation of withdrawal of Circular 49 / 2010 – Settlement of loans charging interest equal to Principal and 10% of interest as Administrative Expenses